Temporary Total Disability (TTD)
The Temporary Total Disability insurance for sports professionals provides benefits if the athlete is ill or injured for more than 42 days (in Germany). Alternative deferment periods can also be chosen, e.g. 60, 90 or 120 days. The TTD insurance protects the athlete against the financial impact of a temporary injury or illness. We would be pleased to advise you on how to minimise your personal risk and find a solution that suits your situation.
Permanent Total Disability (PTD)
The Permanent Total Disability insurance for sports professionals pays out a lump sum if you cannot continue your career as a professional athlete due to an injury or illness. A permanent disability may suddenly change your private situation and in this case the lump sum paid by the insurance will certainly be useful.
Young Talents – insurance of young sports talents
Parents, clubs, consultants – and in particular „Young Talents” themselves – spend a huge amount of time and money to realize their dream of becoming a professional athlete.
The „Young Talents” are focusing on their sports career while others of the same age are concentrating on school, study or vocational education. An accident or a serious sports injury may suddenly ruin these ambitions.
In this situation we don’t leave the „Young Talent” in the cold.
Our cover provides generous support in helping the „Young Talent” catch up with missed education or vocational training. With this support the „Young Talent” can for example attend an upper secondary school, start an education, study, or maybe even set up his own company.
We will provide the necessary financial resources for 3 years.
Our team is at your disposal for further information about this outstanding coverage. Of course, we also offer highly attractive insurances for “former talents” who are already professional athletes.
Transfer Value – insurance of professional players
The professional sports club can insure the transfer value of its players and thereby avoid unexpected losses if a player suddenly becomes disabled because of an accident or illness.
Specific Injury Insurance
The product “Specific Injury Insurance” pays out a lump sum for specific injuries. The size of the lump sum depends on the type of injury and the chosen tariff. The advantage of this insurance is that it clearly specifies which benefit amount will be paid for each specific injury. No lengthy medical assessments are necessary because all insured injuries are clearly defined. This means the benefits are paid out much faster than if the insurance were based on degree of permanent injury. There are three different tariff options: Basic, Comfort and Gold. You are welcome to contact us to get a list of prices and benefits. For instance, the benefits payable for an anterior cruciate ligament (ACL) rupture are: 3.000€ (Basic), 6.000€ (Comfort) and 9.000€ (Gold).